Dear Team,

Expense reports are completely useless due to the categorization of refunds as income!

Isn’t expense reporting the main value proposition of the app? I see popular ideas like adding a dark theme on this page. This is great but please(!) get the basics right first.

Picking up a $200 bill for a dinner then getting $100 back from a mate is not $200 in dinner expenses. It’s $100! Ordering clothes for $400 online then making a return for $250 doesn’t mean that I spent $400 on clothes. I spent $150! Shall I continue? Splitting the grocery shopping bill on a weekly basis, splitting utility bills, paying for cinema tickets for a group under one reservation... you name it. We can’t use the expense report like this.

Please make this a priority in your dev pipeline!

Thank you!

I love Wallet by Budget Bakers. I think it's a very well thought out service and love that I was able to buy a lifetime access. So, thank you for everything your team has already done!

I would like to see the web application have the same functionalities as the mobile app. I'm not sure what environment your program is written in, but if you're using an API layer, it seems that not having the complete accessibility to the app's features on the web is by decision.

It is incredibly inconvenient to have to manage planned payments, budgets, and debts on the mobile app while only being able to manage accounts, records, and view statistics on the web.

Marking records as not income/expense will help identify in our reports whether the records are incomes or not. Ex. I lent some money to a friend and he returned it. They would be marked as expense/income when in fact they are neither. Excluding this will make it so that it doesn't show up in our net expense/income.

Also, an option to link refunds to records so that we can keep track of them and the records are balanced out. Ex. I purchased something for 200 and got 50 as refund. Now my actual expense is only 150. The refund will not show up in income and my expense report would show only 150.

I feel like these are very useful features that would make a lot of our lives easier. Currently I am seeing incomes which are not actually supposed to be incomes. Ex. Above case.

ver 8.3.21, Android 11

I love to use the Spending Statistic report and the Budget to track my expenses. I loved that you now let us create sub-categories. But the Spending Statistic report and Budget do not take into consideration of the expenses tracked under the sub-categories. It does track the expenses tracked under the main categories.

e.g.
Main category - Shopping
Level 1 Sub-cateogry home $50
Level 2 sub-categories - home decor $10, carpet $20

when i go to Spending Statistics, the pie chart does show 80$ for Shopping category
but when i click Go Deeper, i only see $50

On the Budget screen, I only see $50

I have been loving your updates! Thank you!

Please add a second factor authenticator mode at each first access of a new device on the android app or web app, i.e. an OTP from the Google Authenticator app or a simple OTP code from the email.
Your platform is mature and really a good product, but it is very dangerous for people to risk this sensitive type of data ("money") being exposed.

Regardless of the MFA mechanisms present in banks, since the Wallet is an aggregator of sensitive content, such as balances and bank transactions from different current accounts of the same natural person, it is enough for a malicious user to be able to obtain the username and password pair of a user to access the Wallet website (or the app) in order to have a complete view of all the banking information of the user.

The user will not even be notified if someone else accesses his account using his credentials, because that user has not previously registered and authorized the individual devices that could access, nor is there an MFA mechanism on the Wallet, and not even a simple email login notice (with the IP, for example).

The hacker will not be able to change bank accounts, ok, but he will certainly have access to a lot of sensitive information that damages the user's privacy and potentially can also put him in physical danger (just think of the geolocation information, but much less is enough) or digital (e.g. social engineering).

I hope you integrate this security measure soon.

Thank you
Silvia Ag.

I have purchased membership of your Wallet app. I have been using it since last 3 years on my android phone. Recently when i shifted to iOS, i had a very bad experience using this app on iphone. Following are the major issues i faced :

• Debt, Goals, Shopping lists and many other features are absent in iOS verison of this app.

• Calculator is missing for amount insertion at every point.

• While adding Notes to any record, enter key is not available making note section unorganized. Also while typing note, recommendations from past entries also do not show up.

• Some of the planned payments i created in android phone are not working in iOS.

• Statistics are represented in very unefficient format compared to android version.

• Overall interface feel very unorganized and missing.

Being a long time customer, i kindly request you to please update the app ASAP and try to make it better. If android layout can be implemented here, it would be beneficial. I struggling very hard, adjusting to iOS verison and loosing interest in using the app.

Kindly, consider my feedback and solve the issues.

I have a monthly expense which is structured out of several expenses:
- rent
- education
- electricity

In my bank statement i see $2000 but it is actually built from $1000 rent, $200 education, $800 electricity (these are just example numbers)

it would be great if I can take one expense record and enter subcategories and sums from which this expense is built from.

Today I need to mark the entire expense under 1 category but it is false since as I said - this big expense is constructed of several expenses.

The same goes for my Credit Card statement - in one activity row, you can see an expense of $1500 but its the credit card payment which is constructed out of several payments from different categories.