Wallet could have better management of credit cards. In a scenario where the majority of the population uses this medium, not improving its management in the application is to be one step behind.
Being able to change the type of account to "credit card" is already a start, but I have some ideas that I believe to be interesting.

1- Invoice control: You could have the option to add to both expiration date and closing date, so the application would automatically close that invoice, throwing the next records to the next invoice. That way it would be simple to make a check of which purchases came in the invoice that month, for example. This information could be checked in the statistics.
Still on invoices, we could, with item 1 implemented, have the option to pay the invoice with the balance of some account, as happens today with the "debits", through a button "pay / anticipate invoice". I know that something similar to be done with the transfer, however, implemented this step, it would be incomplete not to have this button.

2- Planned payments + credit limit: When you buy something in installments on the credit card, the "future records" do not go into the "use of credit" in the statistics, I believe that this could be changed. The statistics would represent the actual use of the credit, even in a possible purchase for 2, 3 months, for example.

I believe that these changes could be made by creating a menu for managing credit cards, just as there are for "debits" and "budgets."

Hello,

Could you provide a cheaper plan just for allowing for unlimited accounts (or at least a much higher limit, like 10 to 20 accounts)? Because for me I just need that feature which currently is available through premium.

I do not use bank sync (banks that I use are unsupported), I do not need the advanced graph tools, the ones available in the free version are more than enough for me.

From a current premium plan only the unlimited accounts and exportation of data suits me, all the rest is not needed for my daily usage.

The best approach would be everyone being able to choose a custom set of features, and pricing by feature and not by premium pack. Of course you could maintain the premium pack (it would be like a full suite pack).

This would certainly allow to increase users subscription.

On the development side I know it would require some work because there will be a lot of conditionals, but since they already developed an excellent application, I am pretty sure they would find a way to implemented in an elegant and maintainable way.

Thanks

As all may know, some banks don't allow investment accounts to be synced. I have an debit account that has sub investment accounts.
I created an Bond account that allows me to transfer from my debit account ( auto synced) to my Bond account ( manual). Bond account is an investment. When I transfer from one account to another, the system disables category selection, where I could click on investment/
now basically my investment category is 0 in fact in reality I have an investment account.

My suggestion is that accounts should be able to be assigned types * saving, investment etc) so when I transfer from my debit account to an investment account , I should be able to assign + to investment account thant and categorized the transaction as investment, so that I can follow what is going on in the investment account.

now I cannot

If there is another way, I am happy to hear

thank you

Actually it is not possible to add depts that are not directly linked to a transaction of an existing account.

Example: Someone buys me a coffee for 3,00€ and I want to add this to my list of debts.

Already in the creation process I need to assign an account to this debt. But what should I assign? My cash money, my debit card, my credit card? Since the new debt entry has a direct impact on that assigned account, it will automatically generate a transaction.

In my example: If I choose my "cash" account to link it with the debt, it will increase the saldo with an income of +3,00€. This is wrong, because the value of these 3€ is only existing in form of coffee, not in form of money. In reality I haven't got more money in my pocket.
And for synced bank accounts it is not even possible to enter any custom entries, due to this ultimate assignment and transaction generation.

This is how you could rework/improve your debt feature:
-The whole debt list should be an independant list which is not necessarily linked to accounts or transactions
- Each debt acts like an account: You can add a start value, add entries to lower or raise your debt amount
-The user could however link transactions of any of his accounts to a debt (in form of an entry), but this will only effect the independant dept list, not the account or transaction itself

For my example: I would create a new debt for "1 coffee" which has the value of 3€. Later I will assign the outgoing transaction of -3€ (payback) from my paypal account to my friend's account to that particular debt. Now the debt list knows that the total amount got lowered by 3€, so the new debt value would be 0€.

If you change your debt feature this way, it will be a real help to track debts from anywhere and link them with existing transactions, if applicable.

Cheers