Hello.
Why can't I lent and borrow debts from my own accounts?

I mean, let's say that I have two accounts: A and B
I want to lend some amount of money from A to B and want to record that in the debt section so I can monitor it. Why can't I record this process in "my debts"?

I know that there's a feature of transferring money from one account to another, but this doesn't give me the ability to monitor the transaction as debt with all related information like the refund date and etc...

This feature needs to add an option when you want to create a debt: (From someone, from a bank, AND FROM OTHER ACCOUNT)
and then you have to choose the account A and B, one lends and the other borrows.

Sincerely

Wallet is a great app, but in my opinion it's still missing some really cool features:

1. I should be able to create budgets using percentages and not only fixed values


2. I should be able to "carry over" the remaining amount of the budget to the next one, so let's say if i set 1000€ for this month and i spend only 800€, next month for that budget the app should show me 1200€ available. This of course should work on both ways, so if i spend 1200€ next month i'll have only 800€ available.


3. App should sync with my bank more than just once per day, who makes lots of transactions per day might need the stats being updated even once an hour.

All expences are recorded with the date they are made, but many of them produce their effects with time. The main example is any subscription that last 1 month, 3 month, even 1 year for insurances. So, if we analyse expences on a monthly base, we would see, for example, $600 of car insurance just in one month, while in reality we should see $50 each month since the big expence done at the start of the year has an "Utility Window" of 1 year.

What I suggest is to add a new field for each record called "Utility Window" with different options:
- "Instant": the expence produces its effects only the day is recorded (e.g. restaurants, one single ticket for public transport)
- "1 month": (e.g. gym membership, Netflix subscription, rent)
- "1 year": (e.g. insurances, interests, taxes)
- "Choose interval": if you have a different time frame you could choose 2 dates that define your Utility Window (e.g. clothes/cars that last more than 1 year, a book that you buy now but you will read it starting in 1 week and end it after 10 days, so your Utility Window will be postponed in the future
- "Until next record": sometimes you don't know and you don't have any clues on what is the Utility Window of a particolar record, but you know that it last until you have to rebuy something in that particolar category (e.g. fuel, hairdresser)

Now we can see each existing graph with each expence located in the period that it produces its effects. With a simple check-box we can enable and disable Utility Window so that, if needed, we can still watch normal graphs as they are today.

I think that this feature has never been implemented in any expences tracker app and it could be a really good feature to analyse how each expence impacts our financial situation on a daily basis, since 1 year is a very long period of time and, in any case, there are items that last longer than that. The "Utility Window" is borrowed from economic field that uses amortization from one year to the next ones. For a common person I believe it should be done for a way shorter period of time.

Most of the time I go through my records and I recategorize something i think: "ahh this is the grocery store, that always goes to food". Now, I have to copy the relevant text, go to automatic rules, click on the plus, paste the stuff, apply and then go back to the entries.

I am suggesting a little button in the "three dots" menu, where you have edit, which is called "create rule". The click of this button opens the "automatic rules" modal dialog and everything is already prefilled. I just review maybe modify and click ok and the modal closes to contiue.

I have android, and my wife has IOS. We are trying to sync up our accounting, but she has nothing like I do on the app. The biggest one is planned payments for us. The iOS app needs a serious update, and I see that you guys started 3 years ago with that, but this should be priority! I will be cancelling the subscription if this isn't fixed shortly, as we need both platforms to have full functionality. If it was mirrored from android, that would be perfect. The android version is a marvelous app, where the iOS version is trash.